Image data of Siberian tiger

　　The reporter learned from the Forestry and Grassland Bureau of Heilongjiang Province that since the Amur tiger was discovered in the field survey conducted in Arctic Village National Nature Reserve (administrative area is Mohe) of Daxinganling Forestry Group Company in Heilongjiang Province on December 29, 2021, the Forestry and Grass Bureau of Heilongjiang Province continued to monitor the Amur tiger in Daxinganling area. On May 30, 2023, two camera sites were found in the recycled infrared camera to monitor and obtain the image data of the Amur tiger.

　　Schematic diagram of the activity points of Northeast Tiger discovered twice

　　According to the survey of precious wildlife resources in Heilongjiang Province from 1974 to 1976, the Amur tiger was extinct in Daxing ‘anling, and it was found again in December 2021. After tracking the footprint and collecting feces, it was identified as a female Amur tiger. After one and a half years of monitoring, a large number of images of the Amur tiger and its prey were obtained in this area, indicating that this area may have become an important habitat for the discovered Amur tiger, and it also shows that the habitat of the Amur tiger in China has been further expanded, which is of great significance for the protection and restoration of the Amur tiger population in China. (Headquarters reporter Yu Wenbo)

1905 movie network news American independent film directors write and direct new films and publish stills. In the stills, a young man wearing a leather coat and riding a Harley is running on the road. He looked behind, and his body posture was unrestrained.

The film is adapted from Danny Lyon’s album of the same name, focusing on a motorcycle club in the Midwest of the United States in 1960. From the perspective of members, it witnessed that in about 10 years, the club changed from a gathering place for local outsiders to a criminal gang, threatening the unique lifestyle of the club’s elders. Danny Lyon is a famous American photographer who used to work in Ma Genan. And his masterpiece "Motorcycle Party" is regarded as one of the most important documentary photography works in half a century. The film "Easy Rider" is based on the photo album "Motorcycle Party".

In order to shoot "Motorcycle Party", Danny Lyon has been in close contact with Texas prison inmates, Chicago motorcycle gangs and segregated blacks in the southern United States for more than 40 years, and has taken many photos of their daily lives to tell their stories to the outside world. Danny Lyon grew up in Queens, new york. As for the actors,,,,,, will all star in this film.

In a recent interview, Yu Chengdong, CEO of Huawei’s consumer business, revealed an interesting story that he was called "Yu Dazui", which surprised many media and netizens. Yu Chengdong said frankly that the origin of this nickname is not only because he has a big mouth, but also because he dares to speak frankly and never hides.

According to Yu Chengdong, it was called "Yu Dazui" for the first time at a product launch. At that time, he boldly put forward some ideas of technological innovation and commented on his competitors without hesitation. This frank attitude impressed the media and the audience, which gave him this direct and dramatic nickname.

Yu Chengdong further stated that in today’s era of information transparency, the truth is the basis for enterprises to survive. Although his words are "bold", there is a well-thought-out truth disclosure behind them. "I think that as an era of freedom of speech, we should bravely express our ideas, rather than compromise to cater to some people." His remarks caused a heated discussion in the industry.

The competition in science and technology industry is fierce, and Yu Chengdong is deeply loved by consumers and fans for his distinctive personality and eclectic words. Recently, he talked about his views on the future development of science and technology on several platforms, which aroused widespread concern.

More than that, Yu Chengdong also shared his experience on how to adhere to the principle of truth in the complicated and changeable market environment. He said: "What customers need is transparent information and real feedback, not empty promises." His remarks not only reflect personal values, but also are regarded as an important part of corporate culture.

In this rapidly changing era of technological development, Yu Chengdong’s fearless expression has won numerous supporters. Through his own experience, he sent an important signal to the industry: only by sticking to the truth, not afraid of challenges and communicating with confidence can he be invincible in the fierce competition market.

　　　　Moderator: Hello, friends of Aika. Welcome to pay attention to the summit interview brought to you by Aika Automobile at the 21st auto china. First, please introduce yourself to my guest.

　　　　Christian von Koenigsegg: Hello, I’m Christian von Koenigsegg. I’m the founder and CEO of Koenigsegg, a Swedish supercar manufacturer. I’m very happy to participate in the 2012 auto china.

　　　　Moderator: You are also very welcome to our Aika Studio. First of all, please tell us about the models and some information brought by Koenigsegg at the Beijing Auto Show.

　　　　Christian von Koenigsegg: We are very honored to bring our Agera R 2013 supercar to the Beijing Auto Show. It is a product brought by our 17-year history and experience in developing automobiles, and it has very high performance.

　　　　Moderator: Besides this car, what other highlights are there in our booth?

　　　　Christian von Koenigsegg: Our booth is located in E4 venue, which is in a very good position, surrounded by booths of very famous brands. When fans come to our booth, they can not only see the real thing of our car, but also have a big screen for everyone to see the performance of our car driving on the actual track.

　　　　Compere: Koenigsegg is the top sports brand in the world, and some consumers may not know this brand very well. Could you please give us a brief introduction to the history and characteristics of this brand?

　　　　Christian von Koenigsegg: I started Koenigsegg Company in 1994, when I was only 22 years old. I had a dream to build my own sports car since I was a child, so I started my first company, the trading company, when I was 19 years old. After I got enough funds, I realized my dream of building my own sports car at the age of 22. I didn’t build this car to compete with any brands and cars, but to realize my dream car and find people who share my dreams to cooperate with.

　　　　Compere: As a top sports car brand, many other sports car brands will take part in some international automobile races or promote some high-end automobile sports. Does Koenigsegg have its own plans or measures in this regard?

　　　　Christian von Koenigsegg: Of course, we mainly let them participate in these events by making these cars. We have already made GT1 cars, and our main strategy is to produce these products and let them be used in competitions.

　　　　Compere: Koenigsegg made its first appearance in China at the Shanghai Auto Show in 2005. At present, when and in what form will Koenigsegg officially enter the China market to sell its products?

　　　　Christian von Koenigsegg: We participated in the Shanghai Auto Show for the first time in 2005, and it received a good response at that time. After several years of planning, we cooperated with Beijing Hengxiang Yongrui Trading Co., Ltd. to officially sell our models in Beijing last year. This year’s performance greatly exceeded our expectations. Now we only have an exhibition hall in Beijing, and next we will expand our sales network in Shanghai and other cities.

　　　　Moderator: You just said that the sales situation exceeded your expectations. Can you tell us something about the existing sales situation? And the sales target for 2012?

　　　　Christian von Koenigsegg: We sold seven cars in one year, and orders kept coming in. This is of course a very good market, and we hope to have better sales.

　　　　Moderator: Many supercars have launched customized models in China, such as Ferrari. Does Koenigsegg have any plans to launch customized models in China?

　　　　Christian von Koenigsegg: Actually, every car we have is a car, which is customized according to customers’ requirements, so we are very happy to customize this kind of car for customers in China.

　　　　Compere: Please explain from your point of view what advantages your sports car has compared with cars like Bugatti and pagani?

　　　　Christian von Koenigsegg: Koenigsegg is famous for combining all kinds of unique personalities. We are a super sports car that pays great attention to practicality. It can be used as both a sports car and a business car, and we can disassemble the top and put it in the trunk to become an open sports car. Accelerating these performances is the first in the world, and all these performances can be combined.

　　　　Moderator: We know that some top super-running brands have already carried out experience day marketing, such as track day and some track activities. Will Koenigsegg bring experience marketing to China?

　　　　Christian von Koenigsegg: Actually, we are also carrying out this kind of activities. Not long ago, we held a racing activity at the track in Shanghai. We will invite some customers to the exhibition hall to see our products and so on. Of course, the whole activity is relatively small, because our car output is relatively small.

　　　　Moderator: We know that Koenigsegg is a brand from Sweden. What are the main partners in spare parts during the actual production of automobiles? Or is building a car more from yourself? Or is it a collection of global technologies?

　　　　Christian von Koenigsegg: I can say that all our engineering design and manufacturing are produced by ourselves, and all our development and testing are done by ourselves. Of course, some of us are mainly from local suppliers in Sweden. This is different from others. Everything is developed and produced by ourselves.

　　　　Moderator: In recent years, many luxury cars are keen to launch SUV models, such as Lamborghini. As Koenigsegg, have you considered launching your own SUV models in the future?

　　　　Christian von Koenigsegg: So it’s not on our agenda at present, but we will still expand the product line to expand the company, but it’s too big for the company to cross into the SUV field, and we still want to focus on improving the performance of the car itself.

　　　　Moderator: Back to the initial question, Koenigsegg has already sold a certain amount in China, and the global market is also growing. What situation will Koenigsegg increase its output in the future? Expand the scale of their sales in the country?

　　　　Christian von Koenigsegg: This problem is very good, and we are gradually realizing it. At present, the output is far behind the demand, but it is very good for us. Fortunately, there is still enough room for the expansion of the factory building and the surrounding land can continue to expand, so we will continue to expand our factory building to increase our output to meet the increasing demand.

　　　　Compere: As a top super sports car brand, each car factory has its own unique technical style and characteristics. Finally, please explain to us the latest technology and selling points of Koenigsegg brand?

　　　　Christian von Koenigsegg: First of all, we use carbon fiber to make the car body, so the car is very light, and the power design makes the wind resistance very low and the speed can reach the highest. In addition, our engine is completely self-developed, from design, adjustment and design, our engine is very compact and very light.

　　　　Moderator: Thank you very much, CEO, for visiting Aika’s studio. Please also pay attention to the high-end interview we brought on auto china. Thank you.

　　Beijing yuyuantan park cherry blossom ice cream has become popular on social platforms, attracting many tourists to buy it; Sichuan Sanxingdui Museum launched Wenchuang ice cream with bronze mask as the prototype, which sold out as soon as it went on the market. Since the beginning of this year, ice cream with diverse shapes and rich sense of design has appeared one after another, bringing more choices to consumers and becoming a hot topic on the Internet.

　　Ice cream has become online celebrity, reflecting the escalating consumption concept. With the rapid development of economy and society and the continuous improvement of living standards, people’s demand for ice cream has gone beyond simply quenching their thirst. New demand gives birth to new market space. Keen merchants capture the increasingly personalized and diversified needs, strengthen product research and development and marketing, and quickly turn them into selling points. For example, the novel tastes such as egg yolk ice cream and stinky tofu ice cream fit the consumption psychology of young people; "Low sugar and low calorie" ice cream conforms to the pursuit of healthy diet and weight control of some groups; Sincere and full of materials, with exquisite modeling, means the choice of quality … … A small ice cream can not only satisfy the taste enjoyment, but also carry multiple functions.

　　In recent years, the scale of China’s ice cream market has been expanding. However, it should be noted that online celebrity ice cream has promoted the development of the industry, while some products are also facing controversy. Some products only have high-end pricing, and there is no matching quality. The news that some online celebrity ice creams were found to have exceeded the standard in sampling inspection also caused consumers’ concerns about health problems. In addition, after the popularity of Wenchuang ice cream, all scenic spots, large and small, competed to launch similar products and fell into a pattern of low-level imitation and lack of innovation. In fact, some online celebrity ice creams have quietly withdrawn from the market before the end of summer.

　　The "flash in the pan" of some online celebrity ice cream is thought-provoking. It should be said that many online celebrity products have similar marketing paths: developing and designing products according to young people’s preferences, strengthening online marketing and promoting products, especially taking live broadcasts and sharing posts on social platforms to attract traffic and stimulate consumers to buy. In such a commercial chain, the quality and service of the products themselves are easily overlooked. Therefore, some online celebrity products seem to be able to create considerable sales performance in a short time, but they can’t stand the test of time. Facts have repeatedly proved that consumers ultimately value the quality of products and services, and marketing can only be icing on the cake, not the fundamental strategy to win market competition.

　　The popularity of products is a process of natural spread of word of mouth. Relaxing the pursuit of quality and focusing on the shortcut of marketing is tantamount to giving up the basics. In this regard, grasping quality and cultivating internal strength is the long-term solution to win consumers. For example, after Liuzhou snail powder was well received by consumers, many local measures were taken simultaneously to form a joint force, which promoted the snail powder to become a local characteristic industry from online celebrity snacks and promoted the development of the real economy. Behind this, related companies have been exploring the standardized production of snail powder for many years and accumulated strong R&D capabilities and production strength. Observing the products that have been successfully precipitated from the flow of online celebrity, it is inseparable from hard work and long-term efforts.

　　No matter how novel the design is and how fashionable the packaging is, quality and service are the key variables that affect the survival and development of enterprises. Online celebrity economy and other new formats and models bear the needs of the people for a better life and are associated with new economic growth points. Only by better converting online celebrity traffic into long-term reputation can enterprises win the trust of consumers and gain market share, thus promoting the sustained and healthy development of the industry.

　　People’s Daily (August 11, 2021, 07 edition)

Dodge Charger SRT Hellcat has become a fanatic and will be remembered forever.

Chargers start at $38,395 in Canada and $30,755 in the United States.Charger SRT Hellcat Redeye starts at US$ 103,545 in Canada and US$ 81,455.As we once knew, this charger is the last four-door muscle car.

Honestly, Dodge will never let you forget. For more than seven years, or about the average length of marriage, Dodge has built a legend around its Hellcat engine. No matter its output power or what vehicle it is in, the supercharged V8 will turn it into a respected high-performance car or SUV. As far as dodge charger SRT hellcat red eye widebody is concerned, few people are as respected as it is.

If we put all the cards on the table, Charger SRT Hellcat Red Eye Widebody has only one competitor, and that is the limited supply Cadillac CT5-V Blackwing. Both cars cater to the same type of buyers, but Caddy is a different beast, because it is more exquisite, and it is worth noting that it is equipped with a manual gearbox. Although it looks important, SRT Hellcat Redeye Widebody attracts more attention visually.

Four-wheel wide-body nostalgia

For a whole week, I got the approval of all the old guys. It did get children’s second eyes, but this car is of great significance to those who remember the first golden muscle car era-by the way, we live in the second golden age. The combination of 8.8 cm (3.5 inches) wide-body fuselage and Smoke Show color has written a dream state for these gentlemen. As proof that I am young, I will consider any other colors except black, gray and white, including Frostbite Pearl and Hellraisin.

The performance of the engine room is much worse, but it is still not without signs that this is not an ordinary charger. Unlike other recent Stellantis products, compared with the recent 10.1-inch devices, SRT Hellcat retains the service of 8.4-inch Uconnect touch screen display. Even so, it works well. The cooled and heated devil red Laguna leather seat is very comfortable for daily street lamp racing, with good overall fit and smoothness.

To some extent, Dodge Charger SRT Hellcat Widebody is almost cartoon. The huge 20×11-inch black alloy wheels, fat wheel arches and protruding hood are exaggerated in the rendering. Perhaps it is this fantasy-to-reality appearance that speaks to fans and potential buyers.

Red-eye enhancement

Or maybe a hellcat. Under normal circumstances, the supercharged 6.2-liter Hemi Hellcat V8 can output 717 horsepower and 650 lb-ft. The torque. But this is not an ordinary Hellcat, but a Hellcat Redeye, which means that in this family car, it produces 797 horsepower and 707 pound feet. The torque. For most people, this will be the most powerful car they drive and own, and it will cost only $100,000.

But this is not without some setbacks. Charger SRT hellcat widebody red eye needs to be respected, otherwise it will bite you. This car will complete the sprint of 0-60 mph in an impressive 3.6 seconds. By contrast, the 500-pound SRT Hellcat, with "only" 710 horsepower, started at 60 mph in 3.5 seconds. What this tells you is that the charger has put as much effort into managing all power sources.

Pressing the accelerator on the floor for more than 6 or 7 seconds requires some serious fit and enough space. The 8-speed automatic transmission is controlled by witchcraft, because it somehow survived the torque tsunami, like a hot potato, and sent it all to the defenseless poor 305 rear tires. Any and all launches must be done carefully. Even if you start rolling, you must put your hands on the straight wheel, otherwise you should be prepared to make corrections.

Good things on the road

The madness of Dodge Charger SRT Hellcat Widebody Red Eye is the cause of power addiction. The noise generated by the charger, V8 engine and exhaust pipe is like opiates in the ear-a good bite is always just a light step on the accelerator.

Once again, the beauty of Redeye is that it can drive easily, although large cars are really daunting. The adjustable Bilstein damper is very popular (that is, normal or comfortable) in the street through the driving mode. The quality of the ride is civilized and comfortable. The most important thing is that they remain calm even under heavy pressure and make the charger’s tires in perfect contact with the road.

Through SRT drive mode, the driver can customize each setting. According to my experience, full power, that is, 797 horsepower, moving gearbox, shift paddles, and everything else on the street are ideal combinations. Equally ideal is the large Brembo brake. The pedal response is gratifying, especially when jumping from the "accelerator" to the brake. I hope the patrol car in the opposite lane is without you …

Once again, I am still and will always be SRT 392.

There is no doubt that hellcats make any dodge great. However, as usual, great power brings an incredibly arduous responsibility, that is, not using it all the time. It is for this reason that the 392 and its 485 horsepower and 475 pound feet. The torque is more reasonable, at least in part, and it is unlikely to put me in jail. Then, the problem is that Scat Pack 392 is about $50,000 cheaper than $103,545 (tested to be $104,700). No, there is no wide body.

The 2021 Dodge Charger SRT Hellcat Widebody Red Eye is a great muscle car. I can’t wait to see what will happen next in Dodge’s "Never Lift" campaign.

79,800 Qin PLUS glory edition, is it a kill for fuel vehicles? This is just an appetizer,The real one is BYD, which will completely end the joint venture fuel vehicle.

Judging from the current news, BYD is about to launch a new generation of plug-in hybrid technology, that is, the fifth generation of DM hybrid system, and Qin L is the first model of this system.

The new generation of plug-in has two advantages. The first is that the energy consumption has been greatly improved. The minimum fuel consumption per 100 kilometers is 2.9 liters, and the battery life is more than 2,000 kilometers.

Qin PLUS is enough for a class a fuel truck to drink a pot, while Qin l just drives the fuel truck to the dead.

It is estimated that the first thing is that it is impossible to compare with Qin L. Moreover, under the impact of domestic new energy sources, the myth of preserving the value of Japanese cars has also been shattered. Once the classic 60,000 to 70,000 can be bought, the new car has dropped by tens of thousands compared with a few years ago, and there is no preservation rate in the second-hand market.

Finally, in terms of durability, BYD is the king of the new energy market, selling more than 6 million new cars, and its quality and reputation have been recognized by the market.

Running a car with Qin PLUS is the best proof. A car of average quality can’t do a car on the Internet at all. Therefore, all the conditions are ripe, and Qin L is the ultimate skill for joint venture fuel vehicles.

However, the matter is not over here. Judging from BYD’s patent application, the fifth-generation DM system has a second advantage, which can make the size smaller and lower, so that the body size can be made smaller.

Qin PLUS is equipped with the fourth-generation plug-in hybrid system, which is BYD’s smallest plug-in hybrid model at present, and the fifth-generation DM system with smaller structure may be equipped on and.

If you really launch a 50,000-60,000 hybrid version, or even a 40,000-50,000 hybrid version of the seagull, there is really no way for a fuel truck within 100,000!

Of course, some people don’t understand. Compared with pure fuel vehicles, plug-in hybrid vehicles have more batteries, motors and electronic controls. Why can they save more fuel?

In fact, in addition to the blessing of the three-electric system, the engine of the plug-in hybrid model is also very important. The hybrid car uses a special engine, which is higher and can make full use of gasoline to convert into power.

The principle here is a little complicated. We can compare a car to a person, and compare the stomach to an engine. The stomach digests food and then it is absorbed by the intestine, and finally it is converted into the energy needed by the human body.

There are two key points here. The first is that the stomach can’t digest food completely, and some nutrients are discharged. The second is that the energy absorbed by the intestine is surplus, and the excess is converted into fat and stored.

In the traditional working mode of oil truck, the engine will waste a lot of work, and will not convert excess energy into fat, so the utilization rate of gasoline heat energy is extremely low.

The thermal efficiency of most engines is about 40%, while BYD’s special plug-in engine can reach 43%, which is the fundamental reason for BYD’s fuel-saving plug-in system.

How exactly is it done? That is to add and subtract the power system. Byd’s plug-in hybrid system saves the gearbox, and the engine is always in the optimal speed range, so that the gasoline can be fully burned to release heat energy, which can be used to generate electricity to drive the motor, and the excess electricity can be stored in the battery.

If it is in a continuous high-speed state, the energy consumption of the motor will increase, and the engine can also intervene in direct drive to achieve a relatively fuel-efficient state.

Byd’s hybrid structure is relatively simple. If we want to make progress in fuel consumption, it means that the thermal efficiency of the special engine has probably set a new record!

The illustration originated from the Internet. If there is any infringement or error, please contact to delete it!

Tencent Wealth Management recently released the Post-90s Financial Management and Consumption Report, which shows that more and more young people prefer to manage their finances through the Internet, and 84.5% of the post-90s people choose the Internet platform, which is far higher than the proportion of traditional financial management channels such as banks. Xu Junzuo (Xinhua News Agency)

Fujian Branch of Agricultural Bank of China has shifted its service focus to mobility and intelligence, providing customers with convenient and fast financial services. The picture shows the employees of Fujian Jinjiang Sub-branch of Agricultural Bank of China handling business for customers through the "super counter". Photo by Liang Zhiqiang (People’s Vision)

　　During the epidemic prevention period, many people stayed at home, and online financial management quietly caught fire.

　　Recently, the data released by Alipay showed that the sales of platform deposit wealth management products increased by over 100%, and the fund subscription trading day increased by 400%. The sales of various online monthly wealth management products showed a "second-empty" pattern, and the live broadcast of wealth management was also widely sought after. What are the new trends in online financial management? Is it a temporary phenomenon or the mainstream in the future?

　　Recently, online financial management is particularly hot.

　　"Today’s income is more than 70 yuan, not bad." Recently, Liu Duo Jr., a Beijing office worker, made a habit of opening Alipay wealth every morning to see the income. "I haven’t bought a fund before. At most, I just put my spare money in the balance treasure, and I earn six or seven yuan a day." Xiao Liu said, "Recently, many colleagues and classmates around me are buying funds and managing money. I am a little moved, so I follow suit ‘ Get on the bus ’ 。”

　　Xiao Liu said that in the past, when she had spare money, she kept regular savings. Although the interest rate was stable, the income was low. "I am usually very busy at work, and I don’t have much time and thought to ponder over financial management, but I am often at home during this time, and I began to study financial management." Xiao Liu smiled. "I didn’t expect it to be so convenient to buy wealth management now. You can buy it directly on Alipay."

　　The data shows that after the Spring Festival this year, the transaction activity of wealth management users on Alipay has increased significantly, and the number of visits to positions and market information has doubled compared with that before the holiday. "We found that many users can’t go out and spend money during the epidemic prevention period, and they will choose to transfer their funds to do some stable financial management." According to the person in charge of Ant Wealth Operation, some regular products with income above 4% have been launched recently, which are sold out quickly after being put on the shelves every day, and the sales volume has increased by more than 100%. "This also reflects that users are more stable in investment under the epidemic."

　　Ms. Zhang from Xuzhou, Jiangsu Province is a veteran of financial management. She told reporters that in the past, it was time-consuming and inefficient to buy financial management at the bank counter. "Wealth management products are becoming more and more common in recent years." Ms. Zhang said, "In the past, when we went to the bank, we just kept a regular deposit. There were not many people who bought wealth management products. In recent years, banks have moved financial management online, which not only improves visibility and transparency, but also improves convenience. "

　　It has been some time since banks moved their wealth management from offline counters to their own online, and a recent change is that a large number of wealth management products from different banks are concentrated in third-party platforms, which has triggered a new wave of buying wealth management and fund products. For example, since February 18th, 30 financial institutions, including ICBC and Agricultural Bank of China, have put nearly 100 explosive deposits and fund products of their own into Alipay "Wealth Management Week", so that users can "buy in buy buy" just by opening Alipay, thus meeting the diversified needs of investment and wealth management. Relevant data show that Alipay has launched more than 1,000 wealth management products through cooperation with more than 300 institutions, and launched wealth management products such as term, fund and gold for investors with different risk tolerance. The risk types are divided into five grades from low to high, and it has accumulated more than 600 million users.

　　According to the person in charge of wealth management business in JD.COM, during the epidemic prevention period, the subscription transaction volume of Jingdong Financial Platform Fund remained at a high level. "The proportion of equity funds in user asset allocation has increased significantly. Taking the new fund as an example, the new fund raising has a hot momentum, which greatly exceeds the previous performance. The amount raised by a single fund has increased by 20 times compared with the past. " According to the person in charge, Jingdong Financial Platform cooperated deeply with financial institutions during this period, and recommended market-recognized star fund managers and products for investors. At the same time, during this period, the user experience is continuously optimized, so that users can enjoy a stable and secure investment and financial management experience without leaving home or staying at home.

　　"Chasing financial live broadcast like a drama"

　　Open Alipay’s homepage and enter the "Financial Week" interface. There are not only stable long-term financial products to choose from, but also high-yield funds and large bank time deposits for consumers to choose from. The long-term insurance wealth management products with an annualized rate of about 4.7% have been sold short, which shows the enthusiasm of consumers.

　　It is understood that behind the recent "second light" of online wealth management products, there is another important factor, that is, there are new changes in the ways and means of recommending wealth management products online, and the live broadcast of wealth management has attracted more users.

　　Xiao Li, who has just worked for a year and a half, has formed financial habits. Xiao Li introduced that in the past, he knew nothing about wealth management products, and he was also confused about buying them. He bought whatever the homepage recommended. Since Alipay started the "Financial Week", there has been a live broadcast of financial teaching almost every day, and Xiao Li’s understanding of financial management is refreshing every day. "I am now chasing financial live broadcasts like a drama." Xiao Li said with a smile, "This has greatly improved my financial management ability and gained a more comprehensive understanding of the market."

　　According to the data from Alipay, since the Spring Festival, nearly one million people have watched the financial live broadcast in Alipay, an increase of 63.8% compared with that before the holiday, and users in Guangdong, Zhejiang and Jiangsu have the highest enthusiasm. "post-90 s" is the main force to watch the live broadcast of financial management, accounting for nearly 40%; Nearly 13% of the live audience are middle-aged and elderly, and their enthusiasm for learning financial management knowledge is also high.

　　Lack of professional knowledge and being cheated in investment and financial management are the most worrying issues for some elderly people. Aunt Chen, who is nearly 70 years old, said that the elderly should also keep up with the trend of the times. Watching live broadcasts to buy wealth management can help them make better use of their pensions and obtain steady income. "I watched Alipay’s financial live broadcast under the leadership of my niece." Aunt Chen said, "Listening to experts and teaching financial knowledge, buying your own financial management is also more bottomed out. Sometimes I will ask questions from experts during the interactive time, and experts will reply seriously. "

　　The person in charge of wealth management business in JD.COM said that in the next step, Jingdong Financial Platform will continue to optimize the user experience according to the user characteristics, and cooperate with financial institutions by combining the popular live broadcast and other means to continuously enrich the investment content and provide professional investment categories.

　　Ceng Gang, deputy director of the National Finance and Development Laboratory, said that the transfer of wealth management investment from offline to online is a necessary adjustment for institutions to adapt to the changes in users’ consumption habits.

　　"Alipay is like Wangfujing online, and other platforms such as WeChat and JD.COM are similar to Xidan and Guomao online." Ceng Gang believes that the presence of institutions in the platform is conducive to the formation of a good ecological relationship among institutions, users and platforms, and the three parties will develop together. The traffic platform empowers institutions and improves customer satisfaction; The organization broadens the sales channels through the platform, reduces the labor cost of offline consumption, and better follows the changes of users’ needs; The platform can form a more perfect ecosystem and a new economic growth point through the presence of multiple institutions, and the needs of users can be better met in this process. The new means of financial live broadcast has also brought the parties closer.

　　The trend of online financial services is obvious.

　　"Rather than saying that online financial management has become an inevitable trend, it is better to say that the modernization and online trend of financial services is very obvious and will become the mainstream in the future." In view of the small upsurge of online financial management initiated by Alipay, Ceng Gang believes that it is nothing new for banks and other institutions to settle in third-party platforms, and it is also in line with the development and changes of the whole industry. "In the past, people were not used to frequently visiting bank websites or apps to view the latest wealth management product information. Therefore, the entrance with more online traffic has become a potential sales channel for banking institutions. The third-party platform represented by Alipay has a traffic advantage. "

　　Ceng Gang pointed out that there is a complementary cooperative relationship between financial technology platforms and banks, and this relationship will become more and more obvious. Taking Alipay and Bank as examples, Alipay platform has expanded the bank’s sales ability on the Internet. At the same time, Alipay can also give full play to the platform traffic advantage in cooperation.

　　However, online financial management also has some shortcomings. Ceng Gang said that the biggest deficiency of online financial management lies in the standardization of management and the division of power and responsibility. He pointed out that in the past, offline sales were compliant in form, consumer protection was in place, and problems and disputes were better solved, while online financial management still needed to be strengthened in terms of consumer protection and future rights and responsibilities confirmation. "Because more and more products are sold online, but banks don’t meet consumers, how do banks know that the products they sell are suitable for customers? At the same time, banks are not sure whether customers understand the risk-return characteristics behind products. " Ceng Gang said.

　　At the end of last year, the People’s Bank of China Banking and Insurance Regulatory Commission and China issued the Notice on Regulating the Management of Cash Management Financial Products (Draft for Comment). The Notice pointed out that commercial banks and bank wealth management subsidiaries should strengthen the management of investors’ appropriateness when selling cash management products, fully disclose information and risks to investors, and must not publicize or promise to protect the capital, and must not exaggerate or unilaterally publicize the investment income or past performance of cash management products. Commercial banks and banking subsidiaries shall, according to the business nature and risk characteristics of cash management products, establish and improve the business management system of cash management products, formulate and implement corresponding risk management policies and procedures, ensure the continuous and effective identification, measurement, monitoring and control of various risks of related businesses, and ensure that the management scale of cash management products matches their own personnel reserve, investment and research and customer service capabilities, risk management and internal control level.

　　Ceng Gang believes that in the next step, institutions should better regulate the process of online wealth management sales, and make detailed responsibilities in protecting consumers’ rights and interests. "While institutions and platforms conform to the changes in consumer financial behavior, the regulatory level also needs corresponding system supervision rules to create better conditions for the healthy development of the business."

　　For individual investors, Zhang Yu, director of Alipay Wealth Group, suggested adopting the strategy of "one stable, two divided and three deadlines". Specifically, "one stability" means that investment and financial management should be seen as believing and everything should be implemented in a written contract; "Dichotomy" means that investors should allocate funds according to different investment preferences, taking into account different rates of return; "Three-term" means that all investments should be divided into three categories according to the term, and sufficient current or liquidity funds should be reserved for emergencies.

　　[News] With the gradual opening of road test, can autonomous driving be far behind? Not long ago, the country issued the specifications of road test related to intelligent driving, and Shanghai, Fujian, Chongqing, Shenzhen, Changchun, Changsha and other places have also issued relevant road test rules one after another, but only Beijing, Shanghai and Chongqing issued the number plate for road test. Among them, Shanghai was the earliest. On March 1 this year, Shanghai issued a road test number plate to SAIC. Chongqing has the most. On April 18th, Chongqing issued license plates to seven companies: Baidu, Guangzhou Automobile, Geely and Beiqi. Beijing’s latest, during the auto show, Beijing just announced that Weilai won the number plate (Beijing had previously issued a number plate to Baidu). Taking advantage of the east wind, let’s take a look at the progress of these car companies that have obtained number plates in the field of intelligent driving.

Beiqi New Energy: Releasing "Darwin System"

　　BAIC New Energy, which just got the number plate, released the vehicle artificial intelligence system "Darwin" at this auto show. British biologist Darwin’s theory of evolution has a basic view: evolution has no direction and no end. Correspondingly, the Darwin system can also realize continuous self-learning and growth. In the future, BAIC New Energy will carry up to 546 chips on a bicycle to handle data requirements, and upgrade the OTA (over-the-air program) of the whole vehicle.

　　As the pioneering work of "Darwin System", BAIC new energy EU5 was officially listed at Beijing Auto Show. The vehicle model integrates 10 intelligent driving assistance devices and technologies, including lane departure warning, pedestrian collision warning, vehicle collision warning, automatic emergency braking and other auxiliary driving technologies. With EMD 3.0 intelligent electric drive technology, it can accurately monitor driving safety and correct the path in real time.

　　BAIC New Energy mainly cooperates with Baidu, Bosch and Harman in the field of automatic driving to realize the research and development of intelligent driving functions including ADAS intelligent assisted driving system, L3 automatic driving, intelligent cockpit monitoring and parking service. Among them, the intelligent cockpit system with multiple application scenarios will be fully equipped on the models listed in 2018-2020.

　　The road to autonomous driving BAIC New Energy will also rely on the strength of BAIC Group. According to the plan, BAIC Group’s vehicles will be Baidu’s open platform, and L3 self-driving vehicles will be mass-produced around 2019, and L4 self-driving vehicles will be mass-produced around 2021. The driverless plan of BAIC New Energy may also be promoted according to this.

Weilai: the only car company that got the number plates of two places.

　　Consistent with the new energy qualification review, the choice of intelligent driving license plate is also more inclined to traditional car companies at present. Among the eight car companies that have obtained road test license plates in various provinces and cities, only Weilai Automobile is a new car company, and it is also the only passenger car company that has obtained license plates in Beijing and Shanghai.

　　At this auto show, Weilai booth was particularly popular. Apart from the car itself, the on-board artificial intelligence system "NOMI" is also eye-catching. Based on the powerful on-board computing capability and cloud computing platform, it integrates a voice interaction system and an intelligent emotion engine, which can talk with people, automatically adjust the temperature inside the car, automatically purify the air inside the car, and help car owners take selfies.

　　As an emerging car company, Weilai has been committed to intelligent driving research and development. In the ES8, the first model of Weilai released at the end of 2017, the automatic assisted driving system NIO was equipped. In the scheme of perception system, there is a three-eye camera, four panoramic cameras, five millimeter-wave radars, 12 ultrasonic sensors and a driving state detection camera. It can achieve more than 20 core capabilities such as adaptive cruise, high-speed automatic assisted driving, congestion automatic driving, automatic road maintenance, parking assistance, automatic parking, active vehicle call and fatigue warning.

　　Weilai mainly cooperates with leye, NVIDIA and NXP in the field of intelligent driving. At present, a large number of automatic driving function tests have been completed, including simulation tests and closed road tests. At the same time, Weilai launched the open road test plan in California, Beijing, China and Shanghai. According to the plan, Weilai will release vehicles with L4-level automatic driving capability in 2020.

Saic: zebra intelligent system welcomes version 3.0.

　　As a car company that proposed "Internet car" earlier, on the eve of this auto show, the Marvel X, a brand-new pure electric vehicle of SAIC, officially made its debut. It is reported that the car is equipped with AR augmented reality technology, version 3.0 Internet car zebra intelligent system, all-round intelligent welcome system, as well as wireless charging, automatic parking and parking functions.

　　SAIC has a long history in the field of intelligent driving. When it was launched in 2015, it already had intelligent driving assistance function. When the speed is 60-120 kilometers per hour, it can realize automatic cruising, automatic car following, lane keeping, lane changing and autonomous overtaking. In the field of new energy, both Roewe ERX5 and Roewe ERX 5 are equipped with zebra Zhixing system, which can realize the above intelligent driving assistance function. Not long before the auto show, SAIC announced that the upgrade of Zebra Zhixing System 2.0 on Roewe ERX5 will be started, and users can enjoy the OTA upgrade service for free. At that time, users will receive download prompts and updates, including maps, voice and HMI. All interfaces will be updated.

　　In the field of intelligence, SAIC mainly cooperates with Ali. As early as July 2014, the two sides signed a strategic cooperation agreement and formally established Zebra Zhixing Company, which is committed to providing the overall solution of Internet vehicles for the entire automobile industry. At present, it has been applied to a number of SAIC models. At the same time, SAIC also obtained California’s autopilot test license in 2017 to conduct autopilot road test work in the United States.

Chang ‘an: L2 technology will be launched.

　　Since the "Shangri-La" plan was released last year, Changan Automobile has made frequent moves in the fields of electrification and intelligence. At this auto show, Changan presented a new generation of CS75, which is equipped with Changan APA4.0 parking service system, which can realize the functions of active parking search, one-button parking inside the car, remote parking outside the car, etc. In addition, Foreign Minister Anxin CS75 is also equipped with Bosch’s new generation AEB early warning auxiliary braking, LCDA intelligence, LDW lane departure warning and many other intelligent driving assistance functions.

　　At the same time, the CS55-IACC version of Changan Automobile will be launched soon, which is equipped with IACC integrated adaptive cruise technology and has reached the L2 level of automatic driving. IACC adopts multi-sensor integration technology, integrates millimeter-wave radar, multi-function camera and navigation map, perceives the driving road environment, and controls the automatic acceleration, deceleration and steering of the vehicle through power, braking and steering, so as to keep the vehicle in the lane or follow the track of the target vehicle in front.

　　The driverless test of Changan Automobile started two years ago. As early as 2016, Changan driverless car arrived in Beijing safely from Chongqing in five days and completed the 2000km driverless test; In November 2017, Changan Automobile obtained the California road test driverless car test license.

　　In the field of autonomous driving, Changan Automobile currently mainly adopts the form of cooperation with other enterprises, and has signed contracts with many enterprises such as Weilai, Baidu, Intel, Alibaba and Tencent. But at the same time, Changan is also doing independent research and development, which will be gradually applied when the technology is mature.

FAW: At present, no action has been implemented in the field of automatic driving.

　　Among many license plate car companies, the specific implementation of FAW’s automatic driving in the passenger car field is the most mysterious. At the auto show, FAW exhibited FAW, and the official pointed out that its main theme is "Yan value+intelligence" and it will be listed in 2018. But so far, no further details about the field of intelligent driving have been released, except that the car is equipped with 4G network and has HMI platform.

　　As early as April 2015, FAW Group released a complete intelligent interconnection strategy-"Zhitu". According to the plan, by 2020, FAW will gradually carry L3-class automatic driving on a series of products in terms of intelligence; In terms of informatization, combined with the comprehensive application of 5G, a perfect V2X system is established to improve driving safety and traffic efficiency. By 2025, FAW will realize the serialization of L4 self-driving products in terms of intelligence; In terms of informationization, based on the big data of the Internet of Things, we will integrate social travel resources and establish a high-quality mobile travel service ecosystem.

　　In the field of intelligent driving, FAW chose Tencent as its small partner. In April this year, Tencent and FAW formally signed a strategic cooperation framework agreement, and the two sides will build intelligent networked products based on Tencent Car’s "AI in Car" intelligent solution.

Dongfeng: Launching Link3.0 System

　　During the Beijing Auto Show, the eπ concept car, a new energy concept, was launched on the Dongfeng booth. It can obtain the optimal path planning, provide remote medical treatment, interact with family members in real time, assist users to pay attention to hot spots along the way in real time, and provide real-time travel with real-time interconnection positioning and automatic greeting technology between cars and people.

　　In addition to the vehicle model display, it also brought the WindLink3.0 artificial intelligence vehicle system display, which was jointly built by dongfeng fengshen, Baidu and Botai, and realized the functions of one-button navigation, one-button positioning, peripheral search, interest point search, off-line navigation and so on through voice interaction. In addition, it can remotely control the doors, windows, air conditioners and so on through the mobile App, and monitor the vehicle condition in real time. This system will be carried on passenger cars in dongfeng fengshen which will be launched this year, and will cover all product series in the next three years.

　　Dongfeng’s layout in the field of intelligent driving has been started since 2013, and it has been technically equipped on mass-produced vehicles in dongfeng fengshen. It has successively launched A60 intelligent prototype in 2013, AX7 intelligent prototype 1.0 in 2014 and AX7 intelligent driving prototype 2.0 in 2017, and completed the engineering and industrialization of new technologies such as automatic parking and intelligent assisted driving. In the field of driverless driving, Dongfeng plans to mass-produce driverless cars by 2020, but it will be used in special fields and commercial fields first.

Guangzhou Automobile Co., Ltd.: In 2019, L4-class autopilot demonstration operation will be realized.

　　Guangzhou Automobile mainly focuses on new energy in the field of intelligent driving. At this auto show, the first new energy concept car developed for the North American market was released. Although Guangzhou Automobile did not describe this model in the field of automatic driving, its window did not choose traditional glass material, but it can be integrated with the door when it is closed, which means that the window is opaque and the car can’t be seen outside, so it is judged that the main control mode designed for the Enverge concept car is automatic driving.

　　GAC mainly cooperates with Huawei, Tencent, Ali, Cisco China and Didi Chuxing in the field of autonomous driving, and will cooperate in the fields of cloud computing, car networking, intelligent driving, new energy vehicles, big data applications and travel services. According to GAC’s new energy plan, the future is not only to launch new energy vehicles, but more importantly, smart cars. The company plans to realize the demonstration operation of L4-level highly automatic driving in 2019, and gradually upgrade to L5-level fully automatic driving.

Geely: mainly relying on its own strength for research and development.

　　At the Beijing Auto Show in 2018, Geely brought GKUI in-vehicle system, which is a deeply customized in-vehicle system based on Android system, and supports many functions such as car networking, car-machine interconnection, navigation, multimedia, third-party App, etc. The system has been used in Geely’s various models.

　　The use of the above functions is still in the state of car networking. Geely has not yet equipped with intelligent driving including related auxiliary functions, but it has technical reserves. At present, the models on sale have relied on ACC adaptive cruise system and completed the initial prototype of automatic driving. Starting this year, Geely’s models will be equipped with car networking technology, and intelligent driving assistance functions such as automatic parking will be carried one after another.

　　Different from other experts, Geely’s autonomous driving field, like the Internet of Vehicles, mainly relies on its own strength for software and hardware development. It is reported that there are currently 600 teams for hardware development and 400 teams for software development. According to Geely’s plan, it is predicted that L3 system with high automatic driving ability will be realized in 2020, and L4 system with fully intelligent automatic driving will be realized in 2024.

Full text summary:

　　Undoubtedly, intelligent driving must be the future direction. According to the feedback from car companies, more and more vehicles equipped with intelligent driving assistance functions will be launched in the next year or two, mostly with L2 level. At the user level, the biggest experience lies in voice recognition, automatic parking, etc. Most cars with L3/L4 level tend to appear around 2025, while the higher L5 level is still far away from the legal level and car company planning for the time being. But in the long run, multi-screen, driverless, and canceling the steering wheel are the future trends. In addition, from the perspective of cost, according to car companies, with the improvement of automatic driving level in the short term, the cost is still rising, but after reaching an order of magnitude, the cost will decline. (Text/car home Zhang Wei)

"double 11" hasn’t arrived yet, and the smell of smoke among merchants has started.

On October 26th, Suning held the kick-off meeting of "double 11 National Carnival" in Nanjing. Hou Enlong, president of Suning.cn, said in his speech that the number of stores in Suning will exceed 10,000 in double 11 this year.

Hou Enlong said that the energy of these 10,000 stores far exceeds that of 1 million ordinary stores, and each store in Suning includes various functions such as goods, services and experiences to achieve refined operation.

"We have actually opened 10,000 Internet stores, and now many people in the industry can do 600,000 or 1 million with a wave of their hands. I think it is more on paper." Hou Enlong said, "Like the pig on the tuyere, it will fall and die sooner or later. This simple use of data to make traffic go offline is untenable. "

Hou Enlong’s statement was interpreted as challenging his opponent JD.COM. Liu Qiangdong, the founder of JD.COM, announced in 2017 that more than 1 million JD.COM convenience stores will be opened nationwide in the next five years, with the opening rate of 1,000 stores every week.

It’s not the first time that Hou Enlong, president of Suning.cn, "choked" Liu Qiangdong.

At an event in July, 2018, the host asked questions about JD.COM’s advantages over Ali. Liu Qiangdong replied that JD.COM paid attention to the user experience and only sold genuine products. The host who asked questions gave a "hehehehehehehehehe" laugh. The next day, Hou Enlong released the Weibo, posting six words: "Hehehehehehehehehe", accompanied by a Pinocchio with a long nose in the cartoon Pinocchio.

This year’s "double 11", Suning’s carnival activities will last for 12 days, and the slogan shouted is "Go to the streets and go to Suning". Among them, November 9th is the "Super Store Day", and the offline stores (Su Xiansheng, Suning Store, Suning Plaza, Suning Red Kids, Suning.cn) will deliver it in 30 minutes at the earliest, and pay for it in one hour. Offline stores will also actively push red envelopes for users within 3 kilometers.

In addition, Suning is still promoting offline services. On October 20 this year, Suning opened the first Hakka-helping shop in Nanjing, providing various services needed by life, such as household appliances cleaning, housekeeping cleaning, laundry, home improvement, etc. Consumers in the surrounding area of 3 to 5 kilometers can enjoy the "321" service standard created by helping Hakka, that is, 3 minutes response, 2 hours door-to-door service and 1 hour service completion. At the press conference, Suning also announced that Suning Automobile officially launched the O2O service system. After purchasing the aftermarket products, consumers can directly enjoy the installation and maintenance services offline. At present, the first batch of offline outlets that have settled in Suning Automobile O2O service system have reached 28,000.

It is worth mentioning that on the eve of "double 11" this year, some express delivery companies, including Zhongtong and Yuantong, have announced price increases and allocated parts fees. At the kick-off meeting of Suning Carnival on October 26, Suning announced that from November 1 to 11, Suning’s self-operated products will be free of freight, and consumers don’t have to make up for free freight.

When talking about why the freight rate is not increased, Hou Enlong explained: "First, we are a retail enterprise, not a courier company. It is very immoral for you to be a retail enterprise to increase the freight rate, because you are a retailer and you are not a courier. This is the first. Second, you let all the poor people not come to you. You are doing the rich economy, and you are guilty of pink eye. "

In addition, after Alipay’s "koi fish" campaign became popular, Suning also decided to launch similar marketing measures. From November 1 to 11, Suning.cn will select a "transit lion" every day, and more than 100 brands will contract its consumption demand for one year.